Debt Killer
You don't need another dashboard—you need a strategy that works. Track debts, simulate payoffs (snowball/avalanche), visualize progress, and get the tools you need for your debt-free journey.
Built for Everyday People, Not Finance Experts
Credit Card Debt Holders
If you're carrying balances from everyday purchases, emergencies, or cash advances, our tools help you create a realistic payoff plan without the stress of minimum payments alone.
Student Loan Borrowers
Managing federal or private loans can be overwhelming. We simplify the process with clear strategies and progress tracking to help you see the light at the end of the repayment tunnel.
Personal Loan Users
Whether it's for home improvements, medical bills, or consolidation, we help you understand your payoff options and stay motivated through visual progress tracking.
You don't need to be a financial expert or spend hours with spreadsheets. If you're ready to take control of your debt and build a plan that actually works, Debt Killer is designed specifically for you.
About Debt Killer
Inspired by real-life debt struggles, Debt Killer was built to help anyone take control of their finances. I believe that becoming debt-free shouldn't require becoming a financial expert or spending hours with complicated spreadsheets.
The approach combines proven debt payoff strategies (snowball and avalanche methods) with modern technology to make the process simple, visual, and motivating. It focuses on what actually works: clear planning, accurate calculations, and progress tracking that keeps you engaged.
Whether you're dealing with credit card debt, student loans, or personal loans, Debt Killer gives you the tools to create a realistic payoff plan and stay motivated throughout your journey. Start with the free debt tracking tools, then upgrade to premium features when you're ready for advanced simulations and unlimited debt management.
Learn why DebtKiller is perfect for everyday folks, not finance nerds in our comprehensive 2026 app comparison guide.
How Debt Killer Works
Add Your Debts
Enter your debts with balances, interest rates, and minimum payments. No complex setup required.
Choose Your Strategy
Pick snowball (smallest balance first) or avalanche (highest interest first) based on your preferences.
Simulate & Plan
See exactly how long it'll take and how much you'll save with different payment scenarios.
Track Progress
Monitor your journey with visual charts, achievements, and motivational updates.
Start with our free tools and upgrade when you're ready for advanced simulations and unlimited tracking.
See What's IncludedChoose Your Path to Financial Freedom
Free Basics
Track debts, add/edit entries easily, and get started on your payoff plan—no credit card required.
- Simple Debt Tracking
- Easy Entry Management
- Basic Payoff Planning
Premium Subscription (Month)
Unlock advanced payoff calculators (snowball/avalanche methods), progress visualizations with charts, and custom reports.
- Advanced Calculators
- Visual Progress Charts
- Advanced Analytics
Premium Subscription (Year)
Everything in monthly, plus save money with annual billing. The most cost-effective way to achieve financial freedom.
- Advanced Calculators
- Visual Progress Charts
- Advanced Analytics
- Annual Savings